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Baymeadows Healthcare

Financial Information

Below we answer the questions we get most frequently regarding insurance and financial issues. If you still need assistance, please call our office at (904) 380-2820 and one of our billing staff will be happy to help you.

What insurances do you accept?

We accept most major insurance plans. Please call your insurance company or our office to verify coverage.  

Below are links to the websites of some of the major insurance plans we accept:

What is a deductible?

A deductible is the amount of money that your insurance company may require you to pay out-of-pocket before they cover services.

What is co-insurance?

Co-insurance is the amount that your insurance company may require you to pay for a claim or service (e.g., your insurance company may pay 80% for a particular service and you are required to pay 20%). 

What is a co-pay?

A co-pay is a pre-determined fee you must pay at the time of service. It is set by your insurance company. For example, you may be required to pay $20 for a primary care visit. Visits to a specialist typically require a larger co-pay.

What is “share of cost”?

Individuals who are not eligible for Medicaid because their income or assets are over the Medicaid program limits may qualify for the Medically Needy program if they have excessive medical bills. This is referred to as a "share of cost" and varies depending on the household's size and income. Patients must be self-pay until "share of cost" is met.

What forms of payment do you accept?

We accept cash, checks, debit cards, Visa, MasterCard, American Express, and Discover.

If I have a balance due, how can pay it?

Payment can be made over the phone or in our clinic.

I have already paid my balance. Why am I receiving a bill?

You may receive a renewal or payment reminder after you have already replied to the previous notice. It probably means our correspondence has simply crossed your response in the mail.

I have commercial insurance, and yet I have a balance. Why is that?

Insurance does not always cover the entire cost of the visit. Most commercial insurances can have a deductible, coinsurance, and/or copays. It is very common that a portion of the bill is the patient’s responsibility.

Is there a fee to have my doctor sign paperwork?

Yes, there is a fee. The filling out of forms requires a separate visit. The common forms we charge for are:*

  • FMLA
  • Disability
  • Work/Insurance Health Certification
*There may be a charge for other forms than the ones listed above.

I am having my labs or X-rays reviewed. Why am I required to pay my co-pay for this?

When coming in to have your labs or X-rays reviewed by the doctor, it requires a visit. This is only done when there is something the doctor feels he or she must discuss with you about the labs or X-rays.